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Download Maryland Insurance Administration : Accident-and-Health-or-Sickness-Producer Questions & Answers as PDF & Test Software

Updated: Jun 02, 2026

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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. When a producer engages in unfair practices, all of the following are true EXCEPT:

A) The Maryland Insurance Administration can investigate the problem and hold a hearing
B) The Maryland Insurance Administration can issue a cease and desist order
C) The Maryland Insurance Administration's decision is final
D) The Maryland Insurance Administration can suspend the producer's license


2. An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:

A) A nuclear power plant
B) A state-sponsored centennial celebration
C) A drug smuggling operation
D) A skydiving exhibition


3. Which one of the following causes of loss typically is EXCLUDED under a disability income insurance policy?

A) Tropical disease
B) Cancer
C) Auto accidents
D) Intentionally self-inflicted injuries


4. Under Maryland law, the agreement between an insurance producer and insurer under which the insurance producer, for compensation, may sell, solicit, or negotiate policies issued by the insurer is defined as:

A) A certificate of authority
B) A license
C) A binding agreement
D) An appointment


5. All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

A) Experimental surgery
B) Well-baby checkups
C) Immunizations for children
D) Physical examinations


Solutions:

Question # 1
Answer: C
Question # 2
Answer: C
Question # 3
Answer: D
Question # 4
Answer: D
Question # 5
Answer: A

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